Pay attention to the date on the bank statement

2torial #0433: Learn2 Balance Your Checkbook (Continued) Keep track of debits   Sort your canceled checks (the ones returned to you) in numerical order. Then compare your canceled checks to those entered in your checkbook ledger. If you are a Nope and have trouble entering these items, write them down now--in pencil. In the future, try writing in the ledger before you write the check. Make sure the ledger entries correspond to the canceled checks. Watch for the transposing of digits, an easy error to make (like $23.21 to $21.23). As the checks in your ledger match the canceled checks, put a check mark next to them in the ledger to indicate they've cleared. Arrange ATM withdrawals receipts by date. Compare these to your records. Add any you've missed (the amount, date, and location) on the corresponding place in the ledger. If you don't have any receipts, start a system in which you place them in a certain pocket in your wallet or in a large envelope tacked to your wall. Pull them out and register them every Sunday night. You may have to consult the bank statement for these withdrawals if you haven't kept the receipt. As with the checks, put a check mark when the ATM withdrawals correspond in your ledger. Look under the "Checks" section for any additional fees you may have accrued such as returned (read: bounced) check charges or monthly fees. If you were charged for anything you feel was a mistake, call your bank and inquire. Step 4