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2torial #0419:
Learn2 Shop for
Car Insurance
 Contact your state's insurance
commissioner
Before making any decisions, consider contacting
your state's insurance regulator. They'll provide
information about the minimum insurance you're
legally required to carry, plus recommendations for
low-cost insurers. They'll also provide a list of
companies that are fraudulent or in bad financial
shape (meaning they might not have any money for
you when you need to collect). For a list of
insurance regulators in all 50 states, plus
Washington D.C., check out the web site of the
National Association of Insurance Commissioners
(www.naic.org).
Once you've found a range of low-cost insurers
and made sure they're financially solvent, you're
in the driver's seat. Now it's time to call an
agent and place your order. Just gather the
required information (see What you'll need) and set
aside about 20 minutes to answer a questionnaire.
Afterward, the agent will ask you to head to one of
the company's local offices for an inspection of
the car and to sign your new policy. You and your
car could be insured by sundown.
-end-
Learn More!
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All steps at once
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